Lars Larson admits Oregon's Measure 42 proponents could be right

In doing some research on Oregon's ballot measure 42, I began to despair of finding logical rhetoric to counter the insurance companies' lies and deliberate manipulation of old people and small business' feelings of being cornered and forced to take on the burdens of society once again, when I found a link right to a forum in my own back yard! I thought I had already looked at Clatsop County Matters for some facts or quotes to inspire me but it was obviously before the reply from Mr. Larson had posted. Since CCM can be asked to remove the post I think I will publish it here. The post is already in public domain and at the bottom of it the writer has checked that it is okay to post the remarks. I love it when Lars does all the work for you.

In regards to ballot measure 42, when Lars Larson was accused of choosing to be a media gadfly rather than doing better research to find the truth in order to help fellow Oregonians -or even his own grandmother on a fixed income- decide how to vote, Lars response was, "you could be right." Furthermore, Larson agreed that insurance companies may not have any substantiating evidence to prove their claims that poor credit and higher claims have any correlation.

The rest of the story:
----- Original Message -----
From: "Lars Larson"
To: darjeeling@alumni...
Subject: RE: Form Submission:
Northwest ShowDate: Fri, 6 Oct 2006 16:54:21 -0700

you could be right


--------------------------------------------------------------------------------

From: darjeeling@alumni...
Sent: Friday, October 06, 2006 4:09 PM
To: Lars Larson; donovan@smar...
Subject: Form Submission: Northwest Show
The following form was filled out at 4:08 PM on 10/6/2006.
Click here to view the form.
Your Information: Nora Symmonds
Your e-mail: darjeeling@alumni...
Phone Number (optional): no answer
Comments / Questions
You are using straw man arguments in your stance against measure 42. Insurance companies already are saying "contact us, we can get you substancially lower rate, you can talk to a "liv e agent to explain your life situation," (State Farm, Progressive and Geico, yet they all still use credit scores) so that one doesn't fly. There isn't a single study out there that shows ANY correlation between low credit scores and higher claims. Plus, people with good credit do not pay substancially lower rates than people with average credit scores yet people with low credit scores pay substancially higher rates than people with average credit scores. Insurance companies will not raise the rates of anyone in Oregon if the ballot measure passes (anymore than they can get away with doing on a normal basis), they just won't be charging excessive rates to people with low credit scores or refusing them service. If you really cared about your fellow Oregonians, instead of wanting to be a "radio personality," you'd do the research and let them know this measure is good for them and their pocket book. You'd pretend it was for your grandma and child on a fixed income, living in a part of Oregon without any public transportation and needing to get to work with the cheapest amount of insurance possible. Instead, you pick a hot topic and, like the media gadfly you are, you pick your buzz words and have diarrhea of mouth. Shame on you!

Can we post your comments on LarsLarson.com? Yes


The insurance companies use the tactic of frightening people to get their lies out there. Telling them that their insurance premiums will increase if this ballot measure passes. Not bothering to remind them that their insurance premiums will increase either way, just as they have over the last few years. A fact brought out on the forum at CCM is that those people currently with the highest premiums, the ones with the lowest credit scores, are the ones that drive the safest because they cannot afford to get into a wreck, nor can they afford to get a speeding ticket or any type of violation. Insurance companies job is to make money, just as any other company is. It has nothing to do with whether or not credit scores are an indicator of outstanding claims -which an University of Texas study did show in an undublicated study. This means if this study was used to prove an extremely cheap medication cured the common cold it wouldn't be allowed to be produced.

I wish some sort of counter compaign. That hurt to say. I hate all of the campaigning on the boob tube. Hooley this Erickson that, both pretty dirty if you are still listening.

District 5 stretches from the central coast through the state capital into southern suburbs of Portland and part of the summit of Mount Hood. It includes Lincoln County, Marion County, Polk County, Tillamook County, part of Benton County and the southern part of Clackamas County.